We recommend that investors follow an “evidence-based approach” with their investments. What does the evidence tell us? Investors should maintain globally diversified portfolios, keep costs low and select a mix of risky and safe investments that is suitable for their risk tolerance and financial goals. Once a sensible portfolio is in place, holding on through […]
Bitcoin, blockchain, initial token offerings…..yikes! As financial headlines dedicate an increasing amount of coverage to this relatively new area, it’s left many investors scratching their heads. What is bitcoin? Do I need to know about this? Am I missing out on an opportunity? Below we present a question and answer that we hope investors might […]
With recent market volatility, many investors have been voicing legitimate concerns about the future direction of markets and what they might do about it. What direction are we headed for the remainder of the year? How can we avoid the crash? Below we present a question and answer that we hope investors might find helpful. […]
On October 19 Fortune published an article with the headline: “30 Years after Black Monday, the Dow Hits an All-Time High”. The article goes on to speculate: “only time will tell if we have another crash ahead of us. But in the meantime, investors seem to think that skepticism and caution may be just what we […]
Stock market investors face a difficult challenge. While long-term stock market returns are quite attractive, in the short-term returns can be quite volatile. This volatility can be difficult to stomach at times, especially when accompanied by worrying news flow. Adding to the angst for Canadian investors can be the volatility of the Canadian dollar yet […]
Protecting and growing your retirement nest-egg is one of your most important financial responsibilities. Ensuring that your nest-egg is sufficient to fund your lifestyle in retirement often means putting at least part of it at risk in the stock market. Unfortunately too many people are swayed into believing that being a successful stock market investor means you have to […]
We’ve been doing a lot of reading leading up to and since the election – as you’d expect there is no shortage of opinions of what is going to happen to financial markets and how investors should position themselves as a result. The investing opinions vary as extremely as the political views. We’ve read crazy things and some […]
“Should I invest a lump sum now or drip it into the market over time?” This is a question we’re getting more and more often. As usual, the answer is not straight forward and of course… it depends. Despite the declines last year and the early part of this year, North American stock markets seem to have […]
Investors flee to cash during times of trouble. However, far from being a safe haven, cash is potentially the most dangerous asset class for investors, luring investors into bigger psychological bubbles than even tech stocks and housing have historically. We recently wrote about why investors might want to consider holding bonds rather than cash, even at current low […]
We recently highlighted that now more than $10 trillion of government debt was trading at a negative yield. We mentioned it again in the Chalten Q2 Investment Review and have received a number of questions asking why anyone would ever hold a bond that would pay them back less than they invested. Why not just hold […]